Schnucks Releases List of Stores Impacted by Debit, Credit Card Security Breach

Schnuck says approximately 2.4 million credit and debit cards used at 79 stores may have been compromised. Check out the list of stores and the latest on the security breach investigation.

Monday morning, Schnucks released its list of St. Louis area stores that were impacted by the recent security breach. As a result of that breach, Schnucks customers across the St. Louis area have found fraudulent charges on their debit and cards.

The Schnucks stores on the list (which can be found in the PDF portion of this article along with a timeline issued by Schnucks) are located in a number of Patches throughout St. Louis, St. Charles and surrounding counties.

Schnuck says approximately 2.4 million credit and debit cards used at 79 may have been compromised between December and March. The company also says the card number and expiration date may have been accessed, but not the cardholder’s name or address.

Schnucks has also set up a call center for customers if they have additional questions about the breach or how to protect themselves. Customers can call 888-414-8022, Monday – Friday, 9 a.m. – 5 p.m. and through the weekend Saturday and Sunday, April 20-21, from 9 a.m. – 4 p.m. 

The following is the news release issued by Schnucks on Monday morning in its entirety:

Leaders of St. Louis-based Schnuck Markets, Inc., today announced that between December 2012 and March 29, 2013, approximately 2.4 million credit and debit cards used at 79 of its 100 stores may have been compromised.  The company emphasizes that only the card number and expiration date would have been accessed – not the cardholder’s name, address or any other identifying information. 

Schnucks has posted a list of the 79 stores and specific dates for each store at www.schnucks.com.  In addition, Schnucks has distributed a timeline of the actions taken to investigate, find, contain, and share information about the cyber-attack, as well as a personal video message from Chairman and CEO Scott Schnuck.

“On behalf of myself, the Schnuck family, and all of our 15,000 teammates, I apologize to everyone affected by this incident,” said Scott Schnuck. “Over the years, technology has helped us deliver superior customer service, but it also introduces risks that we have actively worked to manage through compliance audits, encryption technology and various other security measures.” 

Schnucks has worked with its payment processor to make sure all potentially affected card numbers are sent to the credit card companies so that they may continue sending alerts to the issuing banks.  Those banks will then be able to take steps to protect their cardholders, such as adding enhanced transaction monitoring or reissuing a new card.  Many banks have already taken these steps. 

“Customers have asked me if it is safe to shop at Schnucks,” continued Schnuck. “Yes, we believe it is, and we will work hard to keep it that way.”

Schnucks provided the Secret Service and FBI with information about the methods and tools used by the attacker and has worked and will continue to partner with law enforcement to apprehend those responsible.


  • How do I know if my card was compromised?  If you used your card at any one of the 79 affected stores between December 2012 and March 29, 2013, your card could have been accessed. We have been working with our payment processor to provide all potentially affected card numbers to the credit card companies so that they may send alerts to the card issuing banks.  Those banks will then be able to take steps to protect their cardholders, such as adding enhanced transaction monitoring or reissuing a new card if these measures have not been taken already.  Many banks have already taken these steps. 
  • What personal information may have been affected?  The only data accessed were card numbers and expiration dates—the data did not include cardholder names, addresses, or other identifying information.
  • Is it safe to use my card at Schnucks?  Yes, we believe it is safe -- the issue has been identified and contained. You may continue to use your credit and debit cards at our stores.  It is important to keep in mind that there is no such thing as perfect security and no card processing environment is guaranteed to be 100 percent safe, but you can be assured that we have acted to prevent this issue going forward.
  • I experienced fraud after you claim the issue was contained. Why?

I only used my card at Schnucks after you said the issue was contained. I’ve just been told that there is fraud on my card. Why? Can I still experience fraud on my card even though the issue is contained? 

Even though we contained the issue on March 30, if you used your card at any one of the 79 affected stores between December 2012 and March 29, 2013, your card could have been accessed. If your card was reissued and then you used it at one of the 79 stores through March 29, your new card could have been accessed.  So even though we contained the issue going forward, any card that was previously accessed and not replaced since containment of the issue on March 30 could still experience fraud.  Groups who steal credit cards from merchants will often wait and then sell the stolen credit cards in batches over time.

Be sure to monitor your account or proactively contact the bank, credit union, or other financial institution that issued your card.  

  1. Will Schnucks or my financial institution ever call me and ask for personal information?  We are aware of reports that scammers have attempted to take advantage of this issue by contacting people who may shop at Schnucks and requesting personal information (such as Social Security numbers or credit card numbers) under the guise of investigating this incidentSchnucks will never call, e-mail, or text you to obtain such sensitive personal information, nor do we believe that any financial institution would either. Please immediately report any such attempts to your local police department.
  2. Why did you wait until now to make this announcement? It was important that we acquired all of the facts. A cyber-attack is not like a bank robbery where you know immediately when it occurred and who was affected. The investigation of a cyber-attack requires painstaking analysis of digital evidence that takes time in order to determine what happened. Since we first received notice of this issue, our team and the computer forensics experts we hired have been working non-stop to find and contain the issue.  The forensic investigation firm found the first indication of an issue on March 28, we contained the issue by March 30, and we have been working to identify affected stores and card numbers since then. From the outset, we have been communicating reliable facts and useful information as they became available.
  3. I have experienced fraud on my credit card.  What do I do? Have you notified the company that issued your credit or debit card to let them know of any unauthorized charges?  The number to call is usually on the back of the card. Federal law may limit your liability for unauthorized charges. You can obtain more information about this from the FTC’s Consumer Protection website (http://www.consumer.ftc.gov/articles/0213-lost-or-stolen-credit-atm-and-debit-cards) or   www.consumer.ftc.gov/  
  4. What if I have out-of-pocket expenses related to this issue?  If you incurred card reissuance fees from your bank or fraudulent charges that were not forgiven or reimbursed, please mail a request for consideration of reimbursement with documentation of the expense to our corporate office: 

 Schnuck Markets, Inc.

11420 Lackland Road

St. Louis, MO  63146

Attention:  Claims Department

bhavaja April 15, 2013 at 04:05 PM
Seems to be none in our area on NE...
TJ Slattery April 15, 2013 at 04:58 PM
I am a former schnucks employee when I was in high school, and now an IT professional for over twenty years. I have extensive experience in IT solutions for grocers, and actually support one of the largest nationwide grocery coprorations in the country. Let me be very clear--SCHNUCK'S IS NEGLIGENT! They simply do not have the IT experience and/or choose not to invest adequately in their IT resources nto protect not only their customers, but themselves as well. Each time I see their company press release apologizing to consumers and in the same breath making an excuse it enrages me. The simply do not pay enough attention to their IT infrastructure and adequately invest in YOU the consumers safety--Period.
Linda Brother April 15, 2013 at 06:21 PM
I recently had the opportunity to hear a police officer speak who investigates various crimes, including cyber crime. When someone in the class expressed some of your same concerns, the officer said he couldn't condemn Schnucks totally because of the prevalence of this type of crime. According to him it could have happened at Dierberg's, Nordstroms, Macy's - you name it. He said that these criminals are very tech savvy and that similar things happen every day. I have no ax to grind where Schnuck's is concerned. I don't work for them and I'm not one of them. I don't even shop there very often. Yes, they are going to apologize and of course they are going to defend themselves as well. IF they are at fault in any way, maybe they'll do something about it now to ensure that this will hopefully never happen again. And if it takes hiring more specialized help, then I imagine we will see an increase in their prices and we'll have nothing to complain about.
Scott Simon April 15, 2013 at 07:17 PM
The worst response ever to customers in St. Louis history for a crisis.
Kim April 15, 2013 at 10:08 PM
When we went to the bank today to have new cards issued they told us a similar story - that Schnucks' security measures were seriously outdated.


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